As a Seller (Exporter)

You are responsible arranging and paying for the shipping insurance, if you are selling on either CIF or DDP terms. (The cargo insurance policy should protect against “general average” liability.) Otherwise, the buyer (importer) is responsible.

As a Buyer (Importer)

You are responsible arranging and paying for the shipping insurance, if you are buying on: ex-works, FOB or C&F terms. (Again, the cargo insurance policy should protect against “general average” liability.) Otherwise, the seller (exporter) is responsible.

Are you getting the best deal on your shipping insurance?


FreightCover provides secure, instant and high quality cargo cover for goods owners and logistics providers that ship both domestically and globally, at incredibly competitive premiums.

To get an instant quote start here:

FreightCover - quote initiation.png

How it works: 3 simple steps to peace-of-mind:

  1. Complete our 60-second quote form* to instantly generate a premium.
  2. Read and confirm suitability agreement and terms.
  3. Complete payment and download your policy documents.

*The information you will be asked to confirm:

  • Email Address
  • Company Name (and that this is a UK registered company)
  • Date of shipment
  • Method of transport
  • Description of goods
  • Where goods are to be picked up
  • Where goods are to be delivered*
  • Value of shipment (Minimum £250 - Maximum £500,000)

* Excluded Countries - Afghanistan, Angola, Cuba, Eritrea, Ethiopia, Iran, Iraq, Kyrgyzstan, Liberia, Myanmar, Nigeria, North Korea, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Tajikistan, Turkmenistan, Uzbekistan, Zimbabwe.